Supporting your girlfriend during an unexpected pregnancy can be challenging. She’s likely feeling many emotions, and you may wonder if there is anything you can do to help.
Finances are an easy go-to when thinking about how you can help, and you may have even thought about adding her to your insurance. However, that might not be a possible option.
Keep reading to learn more, or contact Life Light Pregnancy Help Center for no-cost, confidential pregnancy support for you and your girlfriend.
Can I Add My Girlfriend to My Insurance?
Generally speaking, you may not be able to add your girlfriend to your insurance policy.
This is because employers and insurance companies can be particular about who you add.
Your insurance company may only cover spouses and domestic partners and could ask for a legal document like a marriage certificate.
However, contact your insurance company to verify your plan’s specific details. Some companies may be more relaxed about who they are willing to add to your policy.
Insurance Options for Your Girlfriend
No matter what pregnancy option your girlfriend selects, from the abortion pill to parenting, she will need health insurance. For abortion, emergency room coverage in case of complications is essential. For parenting, she will want to have coverage for her hospital bills and OB-GYN visits.
Here are some options to help your girlfriend obtain coverage.
- California Medicaid—Known as Medi-Cal, this state-sponsored insurance covers pregnant women and those who qualify based on income.
- Employer-Sponsored Health Insurance —Your girlfriend can ask her employer if she’s eligible for insurance benefits. She may need to switch to full-time if she’s currently a part-time employee.
- Private Health Insurance —This is likely the most expensive insurance option. Since Medi-Cal covers pregnant women regardless of income, it’s likely a better choice.
- Marriage or Domestic Partnership —Many insurance companies will add another individual after a qualifying life event, such as marriage. If you’ve been planning to get married, now could be the right time. However, it’s best to be sure before making a serious commitment.
We’re Here to Help You
Life Light Pregnancy Help Center is here to be a resource for couples just like you. If you’re wondering what to do next after a positive pregnancy test, you’ve come to the right place.
Schedule a no-cost and confidential appointment to discuss your situation in person and learn about all the ways we can help you during this time.
Life Light does not refer or provide abortions, abortion services, or the abortion pill.
